Perpetual learn เจ้าม่วง·Oct 23Assessing the Cyclical Implications of IFRS 9 — A Recursive ModelIFRS 9 ทำให้วิกฤตแรงขึ้นหรือไม่ · ECL Series ตอนที่ 3 (Jorge Abad & Javier Suarez — ESRB Occasional Paper No 12, July 2017)
luizhenrique outikauffmann·Oct 20Explaining the ECL Walk: Small AI Agents for CECL and IFRS 9 Allowance MovementsOct 20, 2026 · @Luiz Henrique Outi Kauffmann
Sagar H M·Sep 24Probability of Default Modelling—IFRS9 (Part 2)The likelihood that a borrower will fail to repay their obligation within a given time horizon.
Suneel Reddy·Sep 9Global Equipment Finance Scorecard + Credit Bureau BridgeI put nine business credit bureaus side by side this week and sorted them by what tense they speak in.
Pankaj Agrawal·Sep 2Beyond the Credit Score: The Invisible Math Banks Run Before You Miss a PaymentA practical guide to Application, Behavioral, Limit Strategy, and Retention models — and why a single score is a myth
Sakthivel Periasellappan·Sep 1Garbage In, Garbage Out: Why Data Governance Is the Foundation of Risk Models in Large BanksBy Sakthivel Periasellappan
Aarya Khaire·Aug 21Why Your Credit Risk Model’s Accuracy Doesn’t Matter (And What Does)Building an explainable, cost-aware, fairness-audited default prediction system — and what it taught me about the gap between a Kaggle…
Pankaj Agrawal·Aug 20How Credit Scorecards Actually Work: From Customer Data to a Credit DecisionThe first step in understanding credit risk modeling is not logistic regression, WOE, or machine learning. It is understanding what exactly…A response icon1A response icon1
InThe Quantastic JournalbySadiayusuf·Aug 17The Cutoff Was a Formula. I Went Looking for It Anyway.A CA’s notes on building a credit scoring workflow in Alteryx — and discovering that the number everyone reports is the one you can least…A response icon1A response icon1
Amin Mohazab·Aug 10What a Stablecoin Dashboard Sees and What It’s Calm About!A close reading of Webacy’s DD.xyz through one asset: Ethena’s USDe
