Divvy

Pros: Easy to use, great response from cardholders. Detail reporting and summaries very useful. The company is responsive to feedback and requests. Support is delightful.

Cons: Needed a few improvements to monthly statements and to sync to QB desktop. Minor complaints.

Overall: We moved from another software for this purpose, and the experience is light years better. Both for the cardholders and for the Admin.

Pros: Virtual cards are for everyone. I have received unsolicited calls all week. Someone has passed by contact information around to solicitors. Some have been bonafide non-profits, some have been political action committees in disguise, and some have been outright fraudulent calls for help from hacked computers.
Sometimes I've made the right decision to donate and sometimes not, but with virtual cards, the only amount they can take is what I agreed to. That gives me peace of mind.

Cons: Sometimes it takes me a while to set up the virtual card while they are online. I believe that I'll set up a few new ones for $25 to $35 so I have them ready at a moment's notice.

Overall: No question about it. Everyone should have a Divvy card. Its versatility and ease of use putting information into your accounting system is unparalleled.

Pros: - Virtual Cards for different vendors has been amazing to manage expectations with vendors and has helped us to prevent issues with main cards being comprimized.
- Budgets and allocated users saves us a ton of time
- Portal on web & via app
- AMAZING CUSTOMER SERVICE
- Integrations with accounting software

Cons: Originally early stage companies could use it without personally liability, but that has since changed to Joint & Several Liability, which isn't as good for startups.

Overall: Amazing product and amazing team to work with. It's always improving and having more comprehensive functionality & features.

Pros: This platform is very user friendly, intuitive and robust. I have been using it for a few years now and it is night and day different than our previous card program. I have recommended Divvy to many of my friends.

Cons: There really are not a lot of cons. As a start up, there were a lot of revisions, which made it a little unstable and made the view different every time you logged in, but now it is much better.

Overall: I would recommend this product to anybody looking for a purchase card system. They have recently rolled out reimbursements and travel, which I haven't utilized, but the core product is free and easy to use.

Pros: Great customer service.
Super easy to setup.
Virtual Credit card numbers help protect us from fraud and help control spending. If set up correctly, they also prevent vendors from raising their rates with auto pay products without your knowledge. Burner cards are great for one time purchases.
Complete budgeting system. Divvy has completely replaced our old expense management system and best of all, it is FREE!

Cons: There is currently no interface for directly importing transactions into Quickbooks Desktop.
The mobile apps Receipt scanning feature while it works well, could use some enhancements such as being able to crop the image and maybe an OCR feature so that an image could be recognized.

Overall: They have great customer support and are very easy to get in touch with when you have a problem. We think that they are the greatest product for business since email!!

Pros: - Amazing customer service. Everyone is friendly, responds quickly, and explains solutions to teach you the platform versus just fixing your issue
- Mobile and web applications are uncluttered, easy to use, fast, and navigation feels natural
- Virtual and physical card control is a huge win for a company like us that has a lot of subscription services
- The Request Funds feature is a huge time-saver and really enables employees in feeling empowered to make smart business purchases

Cons: - Understanding budget limits and spend limits is a little tricky.

Overall: We used to float around a couple corporate cards among staff, process expense reports manually through a separate tracking tool, print checks for reimbursements, etc. Divvy completely transformed how we spend and track expenses in the best way possible. We've completely streamlined our expense management process, and I've been recommending this service to others since Day 1. This is a *must have* tool for any business that needs to modernize their company expense protocol.

Pros: Directors are now responsible to review all purchases within their department.
Receipts uploaded in system for future review...less paper.
Export to Excel makes importing data into accounting system a SNAP!
No fee but still receive rewards.

Cons: Being based for Mobile, does cause draw back for employees, as we do not provide cell phone stipends, so we can not make employees use the mobile app.
Web view can require scrolling that could easily be fixed by smaller wording or spacing.

Overall: Divvy is great. Would select this product again and would recommend it.
The implementation was easy.
Employees have shared positive reviews with being to upload receipts immediately and not have to save up receipts to report later.

Pros: Ease of having the receipt and coding in one place.
Divvy is sending the reminders to those cardholders who are not as efficient with uploading receipts.
Being able to see which budgets may need to be revised.

Cons: Still trying to figure out some of the reporting needs but Jake has been holding our hand so far.

Overall: Overall, very happy and plan to expand the program to all employees in the near future. Way to go!!!

Pros: Super easy to set-up and for end-users to use. Love how the transactions are instantly in the transaction queue for users to code and complete ASAP. No need to wait for transactions to "post". Can have transactions made on the last day of the month included in month-end reports very quickly and easily.

Cons: No GPS feature for mileage reimbursements yet - hear it's in the works!

Overall: Can definitely tell that it is made for accountants by accountants. Divvy hit the nail on the head with their software. Looking forward to implementing this with the rest of our clients.

Pros: I just order cards for all our employees and set them up and they record the transaction themselves. I can get alerts to when someone needs money right away and transfer it to them on the spot.

Cons: Not much I don't like about it . It is so easy to use and no one has ever had problems.

Overall: Overall it is an easy system to use for our employee spending it saves us so much time in having to go thru paper receipts and invoicing.

Pros: Divvy is an amazing budging tool and the offer deals I can use on travel both for personal and business travel. It is also really user friendly.

Cons: The only thing that is bothersome about Divvy is it does not integrate with my account software which causes me extra work.

Overall: Divvy makes it easy to track and budget for compliance without have to create your own spreadsheets and go through pesky receipts. Best of all is its free.

Pros: It offers automated receipt capture. It has multi-platform supports. Easy to track expenses. Live expense reporting and budget insights.

Cons: It worked great form me. Nothing to dislike about the cons.

Overall: Divvy is a very useful spend and expense management platform. Its automated receipt capture and reports give me great budget insights. I highly recommend this tool. Worked great for me.

Pros: The interface for this is fantastic. It is nice to be able to itemize all of my receipts in one place and generate one thorough report.

Cons: I had issues getting users in it initially. However, once it was set up, it worked great.

Overall: Previously, we used an Excel spreadsheet for expense tracking. It was cumbersome and had to be constantly updated. Divvy makes that look like a pen and paper ledger. This software was game changing.

Pros: It is a simple, straightforward to manage expenses and has made our management extremely efficient and absolutely a joy to work with.

Cons: I have not had anything that I dislike-grateful for this partnership.

Overall: As I said in Pros, it is a great simple straightforward and engaging layout that makes life very easy for small startups.

Pros: I like the abundance of options available for funding the account. The customer service via chat is swift, and every associate is friendly and helpful.

Cons: They could use a little help on the developer side. There have been quite a few technical issues such as failed logins, loading hang ups, and clunky navigation on mobile and desktop.

Overall: Overall Divvy is great. Simple set up, an abundance of account funding options, and superb customer service all ensure that i'll be a long term customer.

Pros: I love everything about Divvy. I love that I can administer everything on my end without having to call. I love the control you have over budgets and spending limits. It has made everything so much easier being able to give everyone in the company their own virtual number and track receipts. Prior we were sharing a company card and couldn't prove who made the charge to track receipts and get the expenses coded to the proper files. I also love that they keep developing new things! New things keep popping in that make the program so much better and they email and tell you so you can turn them on. They are very good about keeping you updated!

Cons: None that I can think of! Divvy has been a great switch for our company!

Overall: Divvy has truly been the best switch for credit cards our company has made. So easy to administer the program and keep control of who can charge and the limits they are allowed.

Pros: Easy admin platform to add users, budgets, adjust budgets and more. I love the virtual card feature, which allows me to set up different cards for online vendors, thus reducing risk on any certain card and allowing me to cancel one card without the need to go set up recurring payments on all websites. I also love the shared budget feature, which has cut down on the number of declined transactions.

Cons: I am not a fan of the multi-factor authentication feature. It has made it more difficult for users to input receipts. A top-level executive has stopped adding receipts to his purchases because of the difficulty in getting into the app.

Overall: Divvy has been great for our company in helping us manage our company spend. We have cards in almost all employees hands with low limits to avoid overspending.

Pros: I have been using Divvy for over a year. At the beginning I just wanted to try it out but I enjoy the great customer service and the budget tools that I have moved all of my expenses to Divvy. I cannot believe that something this great comes without any charges!

Cons: I didn't use to like that if the budget didn't have enough funds, I would get the transaction rejected. Divvy has solved this problem by moving the charge to a different budget.

Overall: I highly recommend Divvy to all entrepreneurs and business owners alike. The platform is great but the customer service they offer is even better. You can chat and they will respond faster than any bank ever has.

Pros: Easy and intuitive to set up and roll out.
Fast, accurate help chat and responsive customer service.
Listen to feedback to improve features and functions.
Streamlined our expense management processes significantly.

Cons: Fraud and risk management could be more sophisticated; blanket charge declines at a variety of big box store locations, no notice risk management user lockouts that you have to call in to understand and reverse, lengthy charge dispute investigation process while they block access to your credit availability if there is a fraudulent charge.

Overall: Great platform and fantastic staff; overall a pleasure to work with. These are challenging times for managing cyber risk and fraud so we are patient with the various risk management moves.

Pros: As an organization our biggest challenge was making sure all receipts are turned in on time. With Divvy this problem have been eliminated.

Cons: At this time we have not encountered anything major.

Overall: Divvy had made tracking credit card expenses very easy. Not only does this save time but also prepares us to easily justify purchases to managers.