NJ UCC Lien Search API - Debtor Filings & KYB Diligence

NJ UCC Lien Search & Filing Scraper API - Debtor Lookup

Search New Jersey Uniform Commercial Code (UCC) filing records from the official NJ Division of Revenue and Enterprise Services portal. Find source-reported active and lapsed records by organization name, individual debtor name, or filing number, then optionally enrich results with NJ business-entity data.

What data do you get?

Each found result includes:

Field	Description
setupStatus	found; explicit status records use no_match or source_unavailable
sourceUrl / retrievedAt	Official portal URL and UTC retrieval timestamp
debtorName	Organization or individual debtor name
city	City of the debtor
state	State (NJ)
filingNumber	Official NJ UCC filing number
filingStatus	Point-in-time status reported by the NJ portal (Active, Lapsed, or other)
isActive	True when the source-reported status is Active
filingDate	Date the UCC filing was made
lapseDate	Mechanical initial five-year anniversary estimate; not legal expiry
daysSinceFiling	Number of days since the filing was made
daysUntilLapse	Days to/from the mechanical initial five-year estimate
pageCount	Number of document pages
entityType	Business entity type from NJ registry (e.g. Domestic Profit Corporation, LLC)
entityTypeCode	Entity type code (e.g. DP, LLC, FPC)
incorporatedDate	Incorporation/formation date from NJ registry
entityId	NJ 10-digit business entity ID
evidenceNotice	Non-certified search, identity, completeness, and legal-effect limits
lapseEstimateNotice	Warning that lapse fields are mechanical estimates, not legal expiry

Entity fields are populated only when Enrich with Business Entity Data is enabled (default: off). The actor cross-references each debtor name against the NJ Division of Revenue business entity database. This is optional name-based context, not identity resolution.

Use cases

• Credit screening -- Find source-reported UCC filings before extending credit
• KYB/compliance support -- Attach official-source filing evidence to business reviews
• Legal research -- Locate filing records associated with a debtor name
• Sales intelligence -- Research businesses with recorded secured-financing filings
• Portfolio monitoring -- Track source-reported filing-status changes
• Lender leads -- Find businesses with active records and filter by entity type, formation date, and filing recency

How to use

1. Enter a search query -- Organization name (e.g. "JPMorgan"), individual last name, or filing number
2. Select search type -- Organization, Individual, or Filing Number
3. Set the result cap -- The default evaluation returns one source-linked JPMorgan record for at most $0.0021 including the minimum start fee
4. Optionally enable enrichment -- Adds a name-based NJ business-registry cross-reference, but is slower and does not prove entity identity
5. Run the actor -- Results are returned in the Output tab; no-match and temporary source-unavailable outcomes are explicit

Example searches

• Search JPMorgan as Organization to find all JPMorgan Chase UCC filings in NJ
• Search Construction as Organization with enrichment to see entity types and incorporation dates
• Search SMITH as Individual to find UCC filings with individual debtor "Smith"
• Toggle Include Lapsed Filings to include records the NJ portal reports as lapsed

Output formats

Export UCC filing results as JSON, CSV, Excel, or access via API. Integrate debtor-lien data with your CRM, credit workflow, compliance system, or collateral-monitoring pipeline.

Pricing

Pay per event: $0.0001 minimum start fee + $0.002 per output record (about $2 per 1,000 records, plus the start fee). The one-record default costs at most $0.0021. No subscription is required.

Evidence limits

• Results are point-in-time public filing evidence from the NJ portal, not a certified search, legal opinion, lien-priority determination, or assurance that every relevant debtor-name variation was found.
• filingStatus is the portal-reported status. isActive is derived from that status.
• lapseDate and daysUntilLapse are mechanical estimates based on the original filing date plus five years. Continuations and other UCC rules can keep a filing active beyond that estimate; an active source status can therefore coexist with a past estimate. Do not use the estimate as legal expiry.
• Similar debtor names require identity and address review. Business-entity enrichment is a name-based cross-reference and does not prove that the registry entity is the filing debtor.
• Source records and statuses can change. Use certified records and qualified counsel where a legal determination is required.
• The actor retries transient request, body-read, rate-limit, and server failures within a bounded window. If the official portal remains unavailable, it returns source_unavailable; that is not a no-match conclusion.

Data source

Filing data comes from the official NJ Division of Revenue and Enterprise Services UCC search portal. Business-entity enrichment data comes from the NJ Business Name Search.

Input

Field	Type	Required	Default	Description
query	string	no	"JPMorgan"	Enter an organization name (e.g. "JPMorgan"), individual last name, or filing number. The query is used based on the Search Type selected...
searchType	string	no	"organization"	Type of UCC search to perform.
includeLapsed	boolean	no	false	Include records the NJ portal reports as lapsed. Default is source-reported active filings only.
enrichWithBusinessData	boolean	no	false	Cross-reference debtor names against the NJ Division of Revenue business entity database to add entity type, formation date, and entity I...
maxResults	integer	no	1	Maximum filing records to return. Omitted or 0 uses a safe 25-record cap; the default JPMorgan evaluation returns one record for at most ...

Example input

{
  "query": "JPMorgan",
  "searchType": "organization",
  "includeLapsed": false,
  "enrichWithBusinessData": false,
  "maxResults": 1
}

Output example

One record from a real run (long values shortened, contact details partly masked):

{
  "setupStatus": "found",
  "searchType": "organization",
  "source": "New Jersey Division of Revenue and Enterprise Services UCC portal",
  "sourceUrl": "https://www.njportal.com/ucc/search/noncertifiedsearch.aspx",
  "retrievedAt": "2026-11-11T12:00:13Z",
  "evidenceNotice": "Point-in-time non-certified NJ UCC search evidence. Name matching is not identity resolution, source records can change, and results do not determine lien pr...",
  "lapseEstimateNotice": "lapseDate and daysUntilLapse are mechanical original-filing-plus-five-year estimates. Continuations and other UCC rules can keep a source-reported filing act...",
  "debtorName": "JPMORGAN CHASE BANK, N.A.",
  "city": "NEW YORK",
  "state": "NJ",
  "filingNumber": "57755276",
  "filingStatus": "Active",
  "filingDate": "05/07/2025",
  "pageCount": "4",
  "searchTerm": "JPMorgan",
  "lapseDate": "05/07/2030",
  "daysSinceFiling": 554,
  "daysUntilLapse": 1272,
  "isActive": true,
  "entityType": "",
  "entityTypeCode": "",
  "incorporatedDate": "",
  "entityId": ""
}

FAQ

How much does NJ UCC Lien Search API - Debtor Filings & KYB Diligence cost?

$0.002 per ucc filing result plus $0.0001 per run. For example, 1,000 results cost about $2.00. Higher Apify plans get a Store discount.

Do I need an API key or login?

No. Just configure the input and run it.

Can I run it on a schedule or from code?

Yes. Use Apify Schedules for recurring runs, or call it from the Apify API, the JavaScript or Python client, Make, Zapier, n8n, or any MCP-compatible AI agent.

Why did my run return no results?

Your filters are probably too narrow. Remove a filter or broaden the search, then run again. You only pay the result price for records that are actually saved.

Is the data accurate and up to date?

Each run fetches live data from the source described above, so results are as current as that source. Verify critical records with the original source before acting on them.