Medium

MediumPrasad Athalye – Medium

Prasad Athalye

Pinned

Prasad Athalye

·

Jun 1

A Skeptic’s Guide to Surviving the Stock Market with Vedic Astrology

How an ancient astronomical clock can improve modern risk management — without requiring belief

A Skeptic’s Guide to Surviving the Stock Market with Vedic Astrology

Pinned

Prasad Athalye

·

Jul 26

From Gut Feel to Decision Engine: How Banks Use Machine Learning to Predict Customer Complaints…

A step-by-step guide to propensity modelling, XGBoost, Bayesian tuning, and prescriptive decision science — written for both data science…

From Gut Feel to Decision Engine: How Banks Use Machine Learning to Predict Customer Complaints…

Pinned

Prasad Athalye

·

May 10

Financial Health Is a Public Good — And Machine Learning Can Deliver It at Scale

A manifesto for democratic financial health: from the gig worker to the nation.

Financial Health Is a Public Good — And Machine Learning Can Deliver It at Scale

Prasad Athalye

·

Nov 1

The Credit Policy Is a Photograph; The Portfolio Is a Film.

It is the third week of the quarter. Defaults in your Near-Prime portfolio are beginning to rise. The credit team can see the trend, but…

The Credit Policy Is a Photograph; The Portfolio Is a Film.

Prasad Athalye

·

Oct 27

Beyond AUC: Why Your Best-Ranking Model May Not Be Your Most Profitable Model

Why better ranking does not always translate into better lending or retention decisions.

Beyond AUC: Why Your Best-Ranking Model May Not Be Your Most Profitable Model

Prasad Athalye

·

Sep 27

When “Mutually Reinforcing Risks” Meet Data: A Guide to Copulas, Tail Dependence and Backtesting

How an observation about oil, the rupee and bond yields became a working, backtested risk model — and what the exercise revealed about the…

When “Mutually Reinforcing Risks” Meet Data: A Guide to Copulas, Tail Dependence and Backtesting

Prasad Athalye

·

Aug 29

Prediction Is Not a Strategy (And Six Other Things I Learned the Hard Way)

Okay so let me set the scene for you.

Prediction Is Not a Strategy (And Six Other Things I Learned the Hard Way)

Prasad Athalye

·

Aug 8

Chapter 2 — A Skeptic’s Guide To Surviving The Stock Market with Vedic Astrology

Standard stock market strategy vs one guided by Parashari dignities, Jaimini Aspect Geometry.

Prasad Athalye

·

Jul 11

The Multitasking Myth: Why Your ML Pipeline Slows Down on Bigger Compute

We assume, almost instinctively, that doubling compute should reduce execution time. Yet anyone who has actually run a machine learning…

The Multitasking Myth: Why Your ML Pipeline Slows Down on Bigger Compute

Prasad Athalye

·

Jun 28

The Architecture of Awe: Reclaiming the Rig Veda for a Broken Modern World

We live in an era of profound cognitive split. On Monday morning, we treat the world as a hyper-secular spreadsheet of resources to be…

Prasad Athalye

Prasad Athalye

BFSI leader with 20+ years of experience across customer experience, credit risk, digital lending, and AI-driven decision systems in Indian BFSI space.

Following

Help

Status

About

Careers

Press

Blog

Store

Privacy

Rules

Terms

Text to speech