Audience
Fraud operations, risk and engineering teams at online businesses.
About RiskCogs
RiskCogs is a payment-fraud risk scoring module for online businesses. It evaluates payment, device, identity, IP and behavioral signals to produce explainable risk scores and linked-account context for transaction review. Fraud and operations teams can inspect signals and related accounts in a review queue, configure thresholds and rules, and test rule changes in shadow mode before applying them. A browser SDK and server API let developers submit transaction context and receive assessments; webhooks report assessment events, and a feedback API accepts later outcomes such as chargebacks. RiskCogs is designed to add risk context alongside existing payment processing, with merchants configuring decision thresholds and actions. Use cases include payment fraud review, card testing, account takeover, multi-accounting and subscription abuse. Product access and scope depend on account setup.