Cashly
Cashly is a personal finance management app designed to help individuals and households manage their money without linking bank accounts. Track daily expenses, income, budgets, account balances, credit cards, EMIs, loans, subscriptions, and money lent or borrowed from one place.
Cashly automatically updates balances as you record transactions across bank accounts, cards, wallets, and cash. Monitor loan interest, repayment schedules, upcoming bills, and spending patterns through an easy-to-understand financial dashboard.
With support for multiple currencies and time zones, offline access, home-screen widgets, app lock, dark mode, and phone-web synchronization, Cashly makes money management convenient worldwide.
The Always Free plan offers lifetime access without ads. Pro and Pro Plus provide additional capabilities, including CSV tools, AI-powered features, REST API, webhooks, and an MCP server compatible with ChatGPT, Claude, and n8n. Paid plans include a 7-day free trial.
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Monavio
Monavio is a browser-based personal finance app for individuals who want to organize spending and monitor their financial picture without linking bank accounts. Users upload bank, credit-card, or investment statements in PDF, CSV, or Excel formats, or forward them by email; Monavio extracts and categorizes transactions. Features include spending analytics, category budgets, recurring-charge detection, investment tracking, net-worth monitoring, and financial-independence planning with adjustable assumptions and Monte Carlo projections. Users can manage multiple accounts and currencies and review their finances together in one place. The web app serves individuals who budget, track investments, or plan long-term financial goals.
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VeloFlow
VeloFlow is a personal finance tracker for the web and Android that helps individuals see their finances in one place. It links bank, credit-card, loan and investment accounts through Plaid with read-only access, then organizes synced transactions by category and displays balances and net worth. Users can review spending trends and credit utilization, compare avalanche and snowball payoff plans, and track investment holdings. Its paycheck-based Budget Planner lays upcoming bills against pay periods and highlights due or overdue bills; Pro also includes AI-generated financial insights, cash-flow predictions and portfolio analysis. VeloFlow does not hold, transfer or lend money and is not a bank, broker or financial adviser. Its insights are informational, not financial advice.
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Finmatex
Pay off debts, stop living paycheck to paycheck, and reach your financial freedom with your personal financial assistant. Forget about spreadsheets! With Finmatex, you can manage your cash, bank, and investment accounts all in one place. They’re always at your fingertips! You’ll be able to track every dollar by automatically getting categorized transactions from your linked accounts or creating your own transactions for cash spending. Need more info? No problem! You can split transactions, rename or change their categories, write notes, and even add photos. Creating and following a budget is the first step to financial freedom. You don't need to do a deep analysis of your finances by yourself, though! Finmatex can analyze your income and expenses over the past 12 months and create an effective budget for you.
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