Audience
Financial institutions and payment providers interested in a tool for secure, compliant tokenization and real-time settlement workflows
About Google Cloud Universal Ledger
Google Cloud Universal Ledger (GCUL) is a next-generation, permissioned layer-1 blockchain platform designed for financial institutions to manage commercial bank money and tokenized assets with unprecedented simplicity, flexibility, and security. It offers a programmable, multi-currency distributed ledger accessible via a unified API, eliminates the complexity of traditional payment infrastructure, and supports atomic settlement for near-instant transfers. Built with compliance in mind, the platform enforces KYC-verified accounts, transparent transaction fees, and private, auditable governance, while also fostering automation through programmatic workflows and integration with familiar developer tools like Python-based smart contracts. CE reactions and institutional testing underscore its real-world applicability; CME Group is piloting GCUL for tokenized settlement workflows in areas like collateral and margin processing.
Other Popular Alternatives & Related Software
Dusk Network
Dusk Network is a technology for securities. An open-source and secure blockchain (DLT) infrastructure that businesses use to tokenize financial instruments and automate costly processes. A distributed Financial Market Infrastructure (dFMI) should provide a clear and final settlement of transactions. Moreover, the settlement of transactions should be instant or near-instant (<15s). The popular proof-of-work consensus mechanism used by Bitcoin and Ethereum does not address these requirements. Therefore, we designed a more performant consensus called Succinct Attestation agreement that enables instant settlement of transactions within 15 seconds. Powered by zero-knowledge technology, organizations use the dusk networks to issue tokens that are governed by privacy-preserving smart contracts. Harnessing the power of DLT while respecting confidentiality agreements, and data protection legislation.
Learn more about Dusk Network
Obyte
Obyte is a distributed ledger based on the directed acyclic graph (DAG). Unlike centralized ledgers and blockchains, access to the Obyte ledger is decentralized, disintermediated, free (as in freedom), equal, and open. Use Bonded Stablecoins website to issue stablecoins pegged to USD or BTC, or create new stablecoins pegged to any other asset or index. Stable+ coins that programmatically appreciate in value, you can earn interest by holding them (e.g. 16% p.a. in USD). Governance tokens whose value grows as more stable+ coins are issued. Use ODEX decentralized exchange or Oswap automated market maker to trade tokens issued on Obyte against each other. ODEX uses off-chain order matching and is as fast as a centralized exchange. Oswap allows to provide liquidity and earn fees from every trade. Obyte allows you to do something that traditional currencies can't: conditional payments. You set a condition when the payee receives the money.
Learn more about Obyte
Onyx Digital Assets
Onyx Digital Assets is an asset tokenization platform that enables financial institutions, asset managers and fintechs to unlock untapped utility for their financial assets.
Recording and representing a financial asset as a programable token on a blockchain increases asset utilization and mobility, powers instant and atomic transaction settlement, provides real-time transparency of the asset lifecycle and enables operational process automation.
Leverage tailor-made applications to better utilize your financial assets. Such as enabling them to be used as collateral against secured intraday financing, or posting them as collateral margin without making market moves.
Bring your use cases to life. Build scalable institutional-grade applications tailored to your business needs with the help of our banking and blockchain experts.
Learn more about Onyx Digital Assets
Corda
A blockchain platform built for business and longevity. Unlock new value and transform your business by building any blockchain application on top of Corda. R3’s vision is of a world where everyone can transact directly and privately with trust. Business partners operate in perfect synchrony, and trustless interactions are a thing of the past. R3’s Corda is an enterprise blockchain platform that delivers privacy, security, interoperability and scalability. Corda underpins top-of-stack applications, CorDapps, built by ecosystem participants. R3 leads the largest blockchain ecosystem in the world. Participation as an app builder or explorer offers comprehensive benefits tailored to your institution’s needs and development stages.
Learn more about Corda
Company Information
Google
Founded: 1998
United States
cloud.google.com/application/web3/universal-ledger
Videos and Screen Captures
Other Useful Business Software
Custom VMs From 1 to 96 vCPUs With 99.95% Uptime
Live migration and automatic failover keep workloads online through maintenance. One free e2-micro VM every month.
Product Details
Platforms Supported
Cloud
Training
Documentation
Webinars
In Person
Support
Phone Support
Online
Google Cloud Universal Ledger Frequently Asked Questions
Q: What kinds of users and organization types does Google Cloud Universal Ledger work with?
Google Cloud Universal Ledger works with these users and organization types: Mid Size Business, Small Business, Enterprise, Freelance, Nonprofit, Government, and Startup.
Q: What languages does Google Cloud Universal Ledger support in their product?
Google Cloud Universal Ledger supports these languages: English.
Q: What kind of support options does Google Cloud Universal Ledger offer?
Google Cloud Universal Ledger offers support via phone support and online.
Q: What other applications or services does Google Cloud Universal Ledger integrate with?
Google Cloud Universal Ledger integrates with: Python.
Q: Does Google Cloud Universal Ledger have an API?
Yes, Google Cloud Universal Ledger has an API.
Q: What type of training does Google Cloud Universal Ledger provide?
Google Cloud Universal Ledger provides training in the form of documentation, webinars, and in person.
