Audience
Financial Services, lending, investing, crypto, accounting, finance, retail, businesses
About Zum Rails
Merging open banking and instant payments, Zūm Rails all-in-one payments gateway allows our clients to seamlessly utilize the payment rails that best fits their needs in the fastest, safest and most efficient way possible. Zūm Rails supports the entire payments journey, from the customer onboarding process to providing advanced data aggregation and KYC tools, moving funds in real-time with fraud prevention and account validation, as well as managing payment operations and simplifying the reconciliation process – all from a single API.
Other Popular Alternatives & Related Software
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers.
Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3.
Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.
Learn more about Sila
Finicity
Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences.
Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products.
Learn more about Finicity
Alviere Hive
Alviere’s embedded finance platform allows any organization to seamlessly integrate financial products and services into their existing offerings, and provide customers and partners with the most comprehensive embedded financial solution on the market.
Alviere’s platform offers an extensive range of customizable branded products and services that include FDIC-insured virtual accounts and physical card issuing, payments, digital global money transfers, and crypto/web3 products, all through one API integration.
Alviere is a fully licensed and regulated financial institution, and provides comprehensive compliance, risk management, fraud/AML montioring and security to ensure long-term program success.
Learn more about Alviere Hive
Plaid
Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services.
Learn more about Plaid
Pricing
Pricing Details:
Contact for details
Integrations
Company Information
Zum Rails
Founded: 2019
Canada
zumrails.com
Videos and Screen Captures
Zum Rails Dashboard
Other Useful Business Software
Earn up to 16% annual interest with Nexo.
Put idle assets to work with competitive interest rates, borrow without selling, and trade with precision. All in one platform.
Geographic restrictions, eligibility, and terms apply.
Product Details
Platforms Supported
Cloud
Training
Documentation
Live Online
Webinars
Videos
Support
Phone Support
Online
Zum Rails Frequently Asked Questions
Q: What kinds of users and organization types does Zum Rails work with?
Zum Rails works with these users and organization types: Mid Size Business, Small Business, Enterprise, Freelance, Nonprofit, Government, and Startup.
Q: What languages does Zum Rails support in their product?
Zum Rails supports these languages: English.
Q: What kind of support options does Zum Rails offer?
Zum Rails offers support via phone support and online.
Q: What other applications or services does Zum Rails integrate with?
Zum Rails integrates with: Mortgage Automator and Totality.
Q: What type of training does Zum Rails provide?
Zum Rails provides training in the form of documentation, live online, webinars, and videos.
Zum Rails Product Features
Fraud Detection
For Banking
Supported
For Crypto
Supported
For Insurance Industry
Supported
For eCommerce
Supported
Internal Fraud Monitoring
Supported
Transaction Approval
Supported
Access Security Management
Not Supported
Check Fraud Monitoring
Not Supported
Custom Fraud Parameters
Not Supported
Investigator Notes
Not Supported
Pattern Recognition
Not Supported
Payment Gateways
Buyer Authentication
Supported
Credit / Debit Support
Supported
Customer Information Storage
Supported
Fraud Prevention
Supported
Invoicing
Supported
Multi-Currency
Supported
PCI Compliance
Supported
Recurring Billing / Subscriptions
Supported
Reporting / Analytics
Supported
ACH / eCheck support
Not Supported
Point-of-Sale (POS)
Not Supported
Payment Processing
Debit Card Support
Supported
Online Payments
Supported
Recurring Billing
Supported
ACH Check Transactions
Not Supported
Bitcoin Compatible
Not Supported
Gift Card Management
Not Supported
Mobile Payments
Not Supported
POS Transactions
Not Supported
Receipt Printing
Not Supported
Signature Capture
Not Supported
